Judit is a Senior Economist in the Macroeconomics Unit of the Strategic Planning and Research Department of CaixaBank. A Doctor in Economics from the Universitat Pompeu Fabra and a Master in Economics from the same university, before joining CaixaBank she worked as an Economist in the Supervision and Regulation department of the Boston Federal Reserve in the United States. Later she was Visiting Professor at the Universitat Autònoma de Barcelona in the Business department. Her areas of study include banking and corporate finance, in particular analysing the effects of financial restrictions on the availability of bank credit for companies and the use of commercial credit. She has published her research in the Journal of Financial Economics, the Journal of Banking and Finance and the Journal of Monetary Economics, among others.
- Cristina Farras, Judit Montoriol-Garriga